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RETURN OF PREMIUM TERM LIFE INSURANCE

WHY THROW YOUR MONEY AWAY WITH CONVENTIONAL TERM INSURANCE?

When with 30 year Return of  Premium Term, not only doi you get all of your investment back ,
 but top earnings to boot!
(up to 8.33% non taxable)


Male - Age 45, Preferred Non-Smoker

Purchase traditional 30 Year Term and Invest the difference

You would need a
8.33% after tax return on your

 $490 annual "investment" in order to grow to $58,950 in 30 Years.

$500,000 of 30 Year Term

Annual Premium = $1965
(Annual Premium = $1475)

Return of Premium after 30 years = $58950 "The Difference" annually = $490

Male - Age 40, Preferred Non-Smoker

Purchase traditional 30 Year Term and Invest the difference

You would need a 6.86% after tax return on your

 $440 annual "investment" in order to grow to $40,500 in 30 Years.

$500,000 of 30 Year Term

Annual Premium = $1350
(Annual Premium = $910)

Return of Premium after 30 years = $40,500 "The Difference" annually = $440

Male - Age 35, Preferred Non-Smoker

Purchase traditional 30 Year Term and Invest the difference

You would need a 7.06% after tax return on your

 $305 annual "investment" in order to grow to $29,100 in 30 Years.

  $500,000 of 30 Year Term

Annual Premium = $970 
(Annual Premium = $665)

Return of Premium after 30 years = $29,100 "The Difference" annually = $305



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